Terms and Conditions
Car Finance Deals (Cheshire) Limited are a credit broker not a lender, authorized and regulated by the Financial Conduct Authority (FCA), under firm reference number 812759. We trade under the name Car Finance Deals.
We pride ourselves on offering a great service to our customers and working with you to try to find the best deal for your needs. We work with a panel of lenders who offer a range of credit options. Treating Customers Fairly (TCF) is a core part of our culture and we are committed to ensuring you receive a product suitable for your needs and circumstance.
Should you have any questions prior to making an application, or have any queries during or after your application has been made, you can contact us on the following information:
T: 0161 850 3729
Finance Options and Credit Searches
In order to assist you with obtaining vehicle finance, your details will be passed over to lenders with whom we work with. Please note that to assess your credit worthiness they will check your information with credit reference agencies, and potentially fraud prevention agencies. They will also use the information that you have provided us to assist them in assessing your status and affordability.
Please note that we cannot guarantee an acceptance and all potential finance is subject to terms and status. Before entering into any agreement, you should ensure you have fully read and understood the agreement you are considering entering. We encourage you to take the time to read through any documentation provided, and please do ask any questions you may have.
We do not charge any fees for our services however we must make you aware that we will receive a commission for introducing your details to our lending panel. Please note this is fixed and will not affect the rate you receive; we will always provide you the best rate our panel can offer. We will never advise you or recommend a certain product, but we will give you all the informationyou need to make an informed decision.
It is extremely important that you investigate finance options that are suitable for your current (and potential future) financial situation. Our team will go over all your details to ensure we have the correct information to pass onto our partners, they will attempt to verify this information,however, please note that evidence of your income may be requested.
If you are aware or suspect that your financial position will change in the future, you must inform us.Your credit rating could be adversely affected if you do not make payments when due.
If you wish to make a complaint, please do contact us using the contact information above.For full information on how we handle complaints, please see our complaints procedure Click here
To process your application, you will need to provide us with some of your personal information. We pride ourselves on handling your information in the most secure and professional way we can. Your data will not be processed without your explicit consent for us to do so, therefore if you do not wish for your application to be processed, we kindly ask that this is not submitted.
Information on our site
We do our best to ensure that the information on the Site is accurate and helpful always. However, the information is general in nature, and is intended as a guide only to the types of products and services offered by Carfinancedeals.com Users are advised to consult with Carfinancedeals.com and to check any product or service information for specific information.
Your use of our Site
You must not under any circumstances seek to undermine the security of the Site or any information submitted to or available through it. In particular, but without limitation, you must not seek to access, alter or delete any information to which you do not have authorised access, seek to overload the system via spamming or flooding, take any action or use any device, routine or software to crash, delay, damage or otherwise interfere with the operation of this Site or attempt to decipher, disassemble or modify any of the software, coding or information comprised in the Site. You are solely responsible for any information submitted by you to our site. You are responsible for ensuring that all information supplied by you is accurate, up-to-date and not misleading or likely to mislead or deceive.
Links to Third Party Sites
This Site may include links to other websites which are not owned, operated, or controlled by Carfinancedeals.com ("Third Party Websites"). Carfinancedeals.com provides you with such links solely for your convenience. The inclusion of such links does not mean or imply that carfinancedeals.com endorses the Third-Party Websites, its availability or contents or any agreement or understanding you enter with a third party through a Third-Party Website. Carfinancedeals.com does not accept any liability for any loss, damage, expense, costs or liability whatsoever incurred by you in respect of these Third-Party Websites.
Use of your information
- Use of this Site, Third Party Websites, links to the Third-Party Websites, and any information available via the Site is at your own risk. To the maximum extent permitted by law Carfinancedeals.com disclaims all liability whatsoever, whether arising in contract, tort (including negligence) or otherwise in relation to this Site, Third Party Websites, links to Third Party Websites, and information available via the Site.
- We do our best to ensure that the Site operates properly always, but we make no warranties as to the availability or accessibility of the Site, and (save as otherwise set out in these Terms and Conditions) we will not be liable for any damages, loss, costs or expenses incurred by you because of any lack of availability or accessibility of the Site.
- Carfinancedeals.com will not be liable, in contract, tort (including, without limitation, negligence), under statute or otherwise, because of or in connection with this Site, any Third-Party Websites, links to Third Party Websites, the information or any products or services offered on or through this Site or Third-Party Website, whether by Carfinancedeals.com or on its behalf, for any:
- economic loss (including, without limitation, loss of revenues, profits, contracts, business or anticipated savings); or
- loss of goodwill or reputation; or
- special or indirect or consequential loss.
- If Carfinancedeals.com is liable to you directly or indirectly in relation to this Site, any Third-Party Websites, links to Third Party Websites, information on the Site or any products or services offered on or through this Site or Third-Party Website, that liability (howsoever arising) shall be limited to £100.
- Carfinancedeals.com will not be liable for any loss, damage, expense, costs, delays or other liability whatsoever (including without limitation any financial losses such as loss of profit) which you may incur as a result of any event beyond our reasonable control (including without limitation any failure of transmission, communication, computer or other facilities or your inability to access the Site for any reason or any failure, error or delay in the sending or receiving of any notice or communication or instruction through the post or any electronic medium).
- Nothing in these Terms and Conditions shall be construed as excluding or limiting the liability of Carfinancedeals.com or its group companies for death or personal injury caused by its negligence or for any other liability which cannot be excluded by English law.
- Where you deal as a consumer, nothing in the above exclusions affects your statutory rights.
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